Insights & Media

Insights & Resources

Practical guidance on business valuation, M&A, exit planning, and more.

Valuation MethodsJun 8, 2026 · 6–8 min

Terminal Value in DCF Analysis: The Number That Drives Most of the Value

Terminal value often accounts for 60-80% of total DCF value. Understanding how it’s calculated, and how sensitive it is to assumptions, is essential for interpreting any income-approach appraisal.

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Valuation MethodsJun 1, 2026 · 5–7 min

Revenue Multiples vs. EBITDA Multiples: How to Choose the Right Benchmark

Revenue and EBITDA multiples each serve a distinct purpose in valuation. Understanding when to use each, and what the market is actually pricing, is foundational to any market approach analysis.

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M&A & TransactionsMay 24, 2026 · 6–8 min

Business Valuation for ESOP Transactions

ESOP transactions require an independent, ERISA-compliant valuation, and the stakes for getting it wrong are significant. Here’s what business owners and plan trustees need to know.

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Financial ConceptsMay 16, 2026 · 7–9 min

Recasting Financial Statements: How Appraisers Normalize Owner-Operated Business Earnings

Before any valuation method is applied, the financials must be normalized. Recasting removes owner-specific distortions and produces the earnings figure that truly reflects what the business generates.

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Financial ConceptsMay 8, 2026 · 5–6 min

Seller’s Discretionary Earnings: What SDE Means for Small Business Valuation

SDE is the standard earnings metric for owner-operated businesses. Understanding how it differs from EBITDA, and when each applies, is essential for any small business owner or advisor.

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Valuation MethodsApr 30, 2026 · 6–7 min

Minority Interest Valuation: When You Own Less Than Half the Business

Minority ownership interests in private companies trade at significant discounts to their pro-rata enterprise value. Understanding why, and how those discounts are measured, matters for owners, investors, and estate planners.

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Exit PlanningApr 22, 2026 · 6–8 min

Buy-Sell Agreements and Business Valuation: What Every Owner Needs to Know

Why a current, defensible valuation is the cornerstone of any buy-sell agreement, and what happens when you don’t have one.

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M&A & TransactionsApr 14, 2026 · 5–7 min

Business Valuation for SBA Loans: What Lenders Actually Need

SBA lenders require an independent business valuation on most transactions over $250,000. Here’s what qualifies, and what doesn’t.

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Valuation MethodsApr 6, 2026 · 5–6 min

Key Man Risk: How It Affects Your Company’s Value

When a business’s success depends heavily on one or two individuals, appraisers apply a specific discount. Learn how it’s measured and how to reduce it.

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Financial ConceptsMar 29, 2026 · 7–9 min

EBITDA Adjustments and Normalized Earnings: Getting to the Real Number

Owner compensation, one-time expenses, and above-market rent are just some of the adjustments that transform reported EBITDA into a valuation-ready earnings figure.

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Valuation MethodsMar 21, 2026 · 5–6 min

The Asset Approach: When Net Asset Value Sets the Floor

The asset approach is often misunderstood, here’s when it’s the right primary method and when it simply establishes a valuation floor.

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Exit PlanningMar 13, 2026 · 6–7 min

Business Valuation for Gift and Estate Tax: IRS Requirements Explained

Transferring ownership interests to heirs or trusts triggers strict IRS valuation requirements. Here’s what a compliant appraisal must include, and the consequences of getting it wrong.

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Financial ConceptsMar 5, 2026 · 7–9 min

Net Income, EBITDA, and Free Cash Flow: What’s the Difference?

A practical breakdown of the three most cited earnings metrics in business valuation and what each one really tells you.

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M&A & TransactionsFeb 25, 2026 · 5–7 min

What Is an LBO and How Private Equity Uses It to Value Companies

How leveraged buyouts work, why PE firms use them, and what the LBO model tells us about a company’s value.

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Valuation MethodsFeb 17, 2026 · 6–8 min

Capex and Depreciation: How Investment Decisions Flow Through a Valuation

Understanding how capital expenditures and depreciation interact, and why it matters for your business’s value.

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Valuation MethodsFeb 9, 2026 · 8–9 min

How Net Working Capital Modifies a Valuation in a DCF

A deeper look at how changes in working capital affect cash flows and ultimately the value of a business.

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Valuation MethodsFeb 1, 2026 · 5–7 min

What Is the Size Premium?

Why smaller companies carry a higher cost of equity, and how appraisers account for it in the discount rate.

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M&A & TransactionsJan 24, 2026 · 6–7 min

What Is a Purchase Price Allocation (PPA)?

After an acquisition closes, a PPA determines how the purchase price is assigned to assets and liabilities, and why it matters.

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Valuation MethodsJan 16, 2026 · 8–10 min

Understanding DLOC & DLOM in Private Company Valuation

Discounts for lack of control and lack of marketability, two critical adjustments in every private company valuation.

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Financial ConceptsJan 8, 2026 · 5–6 min

Understanding Goodwill: The Hidden Value Behind a Company’s Success

What goodwill really means in valuation, how it’s measured, and why it’s often the largest component of enterprise value.

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M&A & TransactionsDec 31, 2025 · 6–7 min

How Stand-Alone Value Differs from Buyer-Adjusted Transaction Value

Why the value of a business to one buyer differs from its value to another, and how to think about synergies.

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Valuation MethodsDec 23, 2025 · 5–7 min

Capitalization of Earnings vs. DCF: How These Two Valuation Approaches Differ

When to use a single-period cap rate versus a multi-period discounted cash flow, and what drives the choice.

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Valuation MethodsDec 15, 2025 · 6–8 min

What’s the WACC and How to Develop the Discount Rate?

A step-by-step walkthrough of the weighted average cost of capital and why it’s the engine of the income approach.

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Valuation MethodsDec 7, 2025 · 5–7 min

What Is the Discounted Cash Flow (DCF) Approach?

A plain-language guide to DCF, how it works, what inputs drive it, and when it’s the right tool for valuation.

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Financial ConceptsNov 29, 2025 · 6–8 min

The Simple Guide to Understanding Enterprise and Equity Value

The critical distinction between enterprise value and equity value, and why mixing them up is a costly mistake.

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Valuation MethodsNov 21, 2025 · 8–10 min

The Market Approach: What Market Evidence Tells Us About Value

How comparable transactions and public market multiples are used to establish value, and the limitations of each.

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Valuation MethodsNov 13, 2025 · 5–6 min

The Income Approach: A Practical Guide with Expert Insights

Why the income approach is often the most reliable method, and how professional appraisers apply it in practice.

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Exit PlanningNov 5, 2025 · 5–6 min

Why Financial Advisors Need Business Valuations for Business Owners

How a current valuation informs financial planning, retirement strategy, and exit readiness for business owners.

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Exit PlanningOct 28, 2025 · 6–7 min

Business Valuation and Divorce Settlements

Why a professional, defensible valuation is essential in divorce proceedings involving a business owner.

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Exit PlanningOct 20, 2025 · 7–8 min

Exit Planning and the Role of Business Valuation

How a business valuation fits into your exit strategy, and why starting early gives you more options and better outcomes.

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ValuEdgeOct 12, 2025 · 5–7 min

Business Valuation Example Uses

From SBA lending and M&A transactions to estate planning and buy-sell agreements, the many contexts where a valuation is required.

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ValuEdgeOct 4, 2025 · 7–9 min

Why Should You Value Your Private Company?

The strategic case for knowing your company’s value, even when you’re not planning to sell.

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ValuEdgeSep 26, 2025 · 8–10 min

How Does OneTriad Value Your Company?

An inside look at the ValuEdge methodology, from the inputs we gather to the algorithms that produce your final report.

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